Split expenses inside Telegram

No extra apps. No sign-ups. It's free! Just add the bot to your group and start tracking shared expenses instantly.

Open in Telegram

Everything you need

Powerful enough for international travel, simple enough for a dinner bill.

No Install Needed

Works right inside Telegram as a Mini App. No downloads, no accounts to create for your friends.

161 Currencies

Track expenses in any currency. Spliq automatically converts everything to your group's base currency.

Flexible Splitting

Split equally, by percentage, exact amounts, or shares. Handle complex bills with ease.

Smart Settlement

Minimize the number of transfers needed. Spliq calculates the most efficient way to settle debts.

Member Pairing

Couples or families can share a combined balance, simplifying settlements for the whole group.

Instant Notifications

Get notified in your group chat or via DM instantly when expenses are added or settled.

Made for every group

From weekend getaways to monthly rent.

Group Travel

Housemates

Nights Out

Couples

Sports Teams

Events

Getaways

Co-workers

How it works

1

Add the Bot

Add @spliq_bot to your Telegram group chat. It works instantly without setup.

2

Log Expenses

Tap "Open Spliq" to add expenses. Select who paid and split costs in seconds.

3

Settle Up

Check balances anytime. When you're ready, Spliq tells you exactly who owes whom.

Common Questions

How do I get started?
Open t.me/spliq_bot in Telegram and tap Start. You can use Spliq in a private chat for personal tracking, or add the bot to any group to split expenses with friends.
How does smart debt settlement work?
Spliq simplifies debts by calculating net balances. Instead of everyone paying everyone, Spliq matches the biggest debtors with the biggest creditors. For example, if A owes B $10, and B owes C $10, Spliq simply tells A to pay C $10 directly.
Do my friends need to install anything?
No! That's the best part. Spliq lives inside Telegram. If they have Telegram, they already have Spliq. No new accounts, no passwords, no app store downloads.
Is it free?
Yes, Spliq is currently free to use for all standard features including multi-currency expense tracking and debt settlement.
Is my data private?
We only store what's absolutely necessary: your Telegram user ID (to identify you), the group ID, and the expenses you log. We don't sell your data to third parties.